This is a special property insurance policy designed for corporate clients who desire a comprehensive insurance package to cover as many insurable risks as possible. The policy also fulfills the requirement of the Insurance Act, 2021 (Act 1061) Section 218 & 219 which mandates all commercial buildings to be insured against collapse, fire, earthquake, windstorm, and flood.

This insurance policy covers unforeseen, unexpected, sudden, accidental physical loss of or damage/destruction to the Insured’s property that is caused by any external, visible violent means during the period of Insurance. The coverage include fire, lightning, flood, theft, malicious damage, earthquake, riots and strikes, burst pipes, impact, and many others unless specifically excluded.The cover is restricted only by the specific exclusions written in the policy. This policy protects real and personal properties of every kind and description including, but not limited to, Buildings, Plant, Equipment, Machinery, Stocks of every kind and so on.